The sort code and account number should match the current account to which the debit card is linked. If you have a card with a sort code at the bottom under the name of the account holder, then it will be a debit card. You will also need the last three digits of the security code, which is printed on the back of the card. This is your credit card number and you will need to input it when you are making a purchase online. Do credit cards have sort codes?Ĭredit cards don't have sort codes – instead they have a 16-digit number that is written across the face of the card. The same applies to Mastercard and Mastercard Debit, with the word “Debit” appearing on the right of debit cards and Mastercard credit cards often having a very small “credit” printed vertically on the left. If you want to know if your card is Visa or Visa Debit, for example, you can look on the top of the card on the right hand side. You can tell if you have a credit card because it will say “Credit” somewhere on the card, usually the right hand side. People tend to use credit cards to buy more expensive items and then spread the cost by repaying in full at the end of the month, or over a series of months. This allows you to make large, occasional purchases, such as a holiday or a washing machine. Credit cards often have high credit limits, based on your personal credit score. You can tell if your card is a debit card by looking at the right-hand side of the card where it will say “Debit” on either the top or the bottom corner.Ī credit card is a bank card that enables you to make purchases now and pay for them later. When you make a purchase using your debit card the money transfers out of your bank account (debits from your account) usually within hours of the transaction, sometimes instantly. They work in different ways.Ī debit card is linked to your current bank account and can be used for everyday spending. There are two main types of bank card - a debit card and a credit card. We look into the different types of credit cards and debit cards to explain the differences and how you should use each of them.

Visa debit credit card number